As the holiday season approaches, the excitement of gift-giving fills the air. The sentimental value of certain presents is undeniable, yet the need to protect these cherished items is often overlooked. Amidst the hustle and bustle of the holidays, it's important to ensure your new valuables are safeguarded.

With holiday schedules packed and risks seeming distant, here’s how you can secure your treasures:

Update Your Coverage

To keep your high-value items protected, consider adding a personal articles policy or endorsement. This additional coverage ensures that if anything happens, you're financially covered without hiccups.

Keep Receipts and Appraisals

Documentation is crucial for claims. Store your receipts and appraisals in a secure place. These documents provide proof of ownership and value, making the claims process smoother.

Act Quickly

Be aware of policy time limits for adding newly purchased or gifted valuables. Delaying can result in coverage gaps. It's best to review your insurance terms and update promptly after receiving valuable gifts.

Protecting your holiday valuables is seamless with a few proactive steps. By reviewing your policies now, you can avoid future headaches. Don’t wait until the new year; contact your insurance provider to confirm or update your coverage today.