As the chill of winter approaches, it's natural to feel concerned about keeping your home safe and warm. A few proactive steps now can prevent stress and avoid costly insurance claims later. Here's how you can prepare:

Seal Gaps Around Windows and Doors

A classic method, sealing gaps is vital to retain heat and reduce energy bills. Use weatherstripping or caulk to close any drafts.

Schedule a Heating System Checkup

Ensure your heating system is ready for the cold by scheduling an annual inspection. This can help avoid surprise breakdowns during those frigid snaps.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This will streamline potential insurance claims if needed.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially in basements or exterior walls.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in your HVAC system or portable units to maintain clean air indoors.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow after storms to maintain solar panel efficiency.

Clean Out Gutters

Prevent ice dams and water backups by clearing leaves and debris before heavy snow arrives.

Update Smart Thermostat Settings

Smart thermostats can adjust automatically to reduce energy waste. Set yours between 68°F and 70°F while home for optimal savings.

Even a few of these steps can make a significant difference in protecting your home during winter. Stay proactive and remember, it's never too late to get started. Consider reviewing your homeowners insurance policy, especially if you're unsure about coverage during winter weather events. We're here to help!